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Current
Loan Rates
Our rates are typically lower than those of most other financial
institutions and we like to think that we offer a friendlier atmosphere.
The rates are calculated using the simple interest method. You will
pay interest only on the unpaid loan balance. Repayment is simplified
by payroll deduction and payments may be made early without prepayment
penalties.
Effective April 1, 2008
| LOAN TYPE |
ANNUAL
PERCENTAGE RATE |
New Autos, Trucks
Year 2005 or newer
|
As Low As 5.50%
|
Used Autos, Trucks
(older models slightly more)
|
As Low As 6.50%
|
New Motorcycles, Boats, Recreational Vehicles
Year 2005 or newer
|
As Low As 6.75%
|
Used Motorcycles, Boats, Recreational Vehicles
(older models slightly more)
|
As Low As 7.25%
|
| Personal Loans |
As Low As 9.75%
|
| Share Secured Loans |
3.00% Base Rate
|
| Home Improvement Loans |
As Low As 7.75%
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Please note that rates on titled collateral loans that have negative equity, will be increased over current loan rate.
All loans are subject to the Base Rate and may vary on your qualifications.
Contact the Credit Union to find out how you can save up to 1.25% on all loan rates.
Rates are reviewed regularly and are subject to change
without notice.
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