Loan Products

Grange Mutual Employees Credit Union offers a variety of loans at affordable rates.

New and Used Auto Loans
New and Used Motorcycle Loans
New and Used Boat Loans
New and Used Recreational Vehicles
Personal Loans
Home Improvements
Share Secured Loans

You can expect all of our lending services to come with the prompt and friendly service you deserve as a member of GMECU. We believe our combination of outstanding service, great rates and convenience cannot be beat.

How To Apply

Members are eligible to obtain loans. If you are not a member, contact the credit union.

You can review our loan types and rates and use our payment calculator prior to completing the application.

A completed and signed loan application will be required (if applicable). Signature will be needed before funds distributed. Additional information may be needed prior to approval. Please complete the area on the online application form describing how and when you want us to contact you. Provide verification of income such as copy of pay stub, W2 form, or tax return as needed. This information may be faxed (614-445-2333) or dropped off at the credit union office.

A $5.00 loan application fee will be deducted from your account when an application is submitted.

Grange Mutual Employees Credit Union is an equal opportunity lender and we are committed to providing the best service possible. Please feel free to contact us if you would like to check on the status of your loan application.

New and Used Vehicle Loans

We offer 100% financing on these vehicles along with great rates. Pricing is verified through Kelly Blue Book or NADA. Depending on the amount borrowed and value of vehicle, you can finance up to 84 months. Collateral for vehicle loans include automobiles, motorcycles, trucks, boats, motor homes, campers, or any other type of titled vehicle. Rates are based on value of vehicle versus the amount borrowed. (See Rate Section)

* The GrangeMutual Employees Credit Union is not liable for content or availability of linked sites.

WE OFFER PRE-APPROVAL ON NEW AND USED AUTO LOANS! In order to obtain pre-approval, please submit an application along with proof of recent income and the estimated amount you would like to borrow.

Personal Loans

A member may be granted an unsecured loan based upon their ability to repay in accordance with current policies for granting loans. Loans can be used for any purpose such as bill consolidations, vacations, furniture, Christmas, or even home improvements.

Share Secured Loans

The loan is secured by the funds you have in any one of your share savings accounts. It can be used for any purpose but at a reduced interest rate. A hold will be placed on your shares in the amount of your loan. However, your share account will still earn dividends so your savings will continue to grow. As you pay back the loans and reduce your balance, account funds are released so you can use them as needed.

Credit Disability Insurance and Credit Life Insurance

Just think about what might happen if you were disabled through sickness or accident. This is why we are now offering you the opportunity to protect yourself, and your family with Credit Disability and Credit Life Insurance.

The credit disability and credit life is available through the CUNA Mutual Group with certain restrictions for purchase on all loans. The premiums are conveniently included with your loan payments and are based on the amount of your loan. Credit Disability Insurance helps protect you in the event that you become disabled due to injury or a covered illness. Credit Life Insurance pays your eligible loan balance in the event of death. This insurance is not provided by NCUA, not underwritten issued or guaranteed by NCUA or any fed government agency, nor required to purchase as a condition of the loan.